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Bajaj Finance Fixed Deposit is Offering Higher FD Rates up to 7.75 percent p.a. | Invest Now

If you are looking for a risk-free investment option, Fixed Deposit (FD) is a good choice. FDs are the safest and most stable investments in the market. They offer interest and growth over time and provide you with a fixed return on your investment.

In spite of any changes in the card rate during the deposit period, fixed deposits guarantee interest income and principal payback at booked rates. Currently, senior adults can get higher interest rates up to 7.75% p.a. with Bajaj Finance Fixed deposit. Bajaj Finance Fixed Deposits enjoy an [ICRA]AAA (Stable), indicating the highest level of safety and lowest investment risk.

The following are some essential characteristics of a Bajaj Finance Fixed Deposit:

  • Earn an interest return on fixed deposits of up to 7.75% p.a.

  • Investing requires a minimum of Rs. 15,000.

  • Varying maturities with high FD rates.

Consider cumulative FD investments of Rs. 3 lakh, Rs. 5 lakh, and Rs. 10 lakh; all booked at a common tenor of 44 months.

Investors below 60 years:


Interest rate

Interest earnings

Earnings at maturity

Rs. 3 lakh


Rs. 91,098

Rs. 3,91,098

Rs. 5 lakh


Rs. 1,51,830

Rs. 6,51,830

Rs. 10 lakh


Rs. 3,03,660

Rs. 13,03,660

Senior citizen investor:


Interest rate

Interest earnings

Earnings at maturity

Rs. 3 lakh


Rs. 94,443

Rs. 3,94,443

Rs. 5 lakh


Rs. 1,57,406

Rs. 6,57,406

Rs. 10 lakh


Rs. 3,14,811

Rs. 13,14,811

Disclaimer: All results were computed using the Bajaj Finance FD Calculator.

Systematic Deposit Plan

The Systematic Deposit Plan (SDP) is an industry-first monthly savings plan Bajaj Finance offers. It is one of the best monthly savings plans one can choose to invest in, where you can grow a corpus without having to invest a large sum in one go. Investments start at just Rs. 5,000 per month.

The interest rate for senior citizens is as offered are as follows:


Senior citizens

Customers below 60 years

12 – 23 months

6.45% p.a.

6.20% p.a.

24 – 35 months

7.20% p.a.

6.95% p.a.

36 – 60 months

7.65% p.a.

7.40% p.a.

Special FD interest rates are also available for specific tenors.

Investing in a high return investment is now easier than ever. You can invest online from the comfort of your home by filling out a form and submitting minimal documents or you can visit your nearest Bajaj Finance FD branch. It is safe to state that Bajaj Finance online Fixed Deposit can effectively hedge your portfolio against risks and grow your savings reliably. Book a Bajaj Finance online FD from the comfort of your home and start the new month on the right foot.

About Bajaj Finance Limited

Bajaj Finance Limited, the lending company of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market, catering to more than 44 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.

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